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Yes you can!  Under the FCRA (Fair Credit Reporting Act) it gives all consumers the right to have a fair and accurate credit report.  Most clients choose to use our service because we have proven methods that create excellent results.

It is your right and responsibility to assure the accuracy of the items on your credit reports. If information recorded on your credit reports does not accurately represent your behavior as a consumer, then you have the right to request that questionable information be removed from your reports. The Fair Credit Reporting Act (FCRA), Fair Credit Billing Act (FCBA) and the Fair Debt Collections Practices Act (FDCPA) afford you the legal right to dispute inaccurate items on your credit reports with the credit bureaus and your individual creditors.

Paying your bills on time is vital to building and maintaining good credit but it won’t restore your credit by itself.  You need to address the negative information on your credit reports to completely restore your credit.

Credit Unlimited can help you understand what should and shouldn’t be on your credit report and share tactics that may help you get incorrectly reported late payments removed.