Credit Unlimited Warranty
We perform, or your money back!
Our service is backed by a warranty which entitles you to some or all of your money back if enough disputed items are not deleted. We don't believe you should have to pay for ineffective service. Here's how the warranty works.
After you have been a client for 12 consecutive months, you can request an evaluation of your account. You must send us current credit reports dated within 30 days of the warranty refund request. We will calculate the total value of all successfully deleted and/or improved items and compare that amount to the fees you have paid us in the prior 12 month period. If what you have paid in the prior 12 month period exceeds the value of deleted items in the prior 12 month period we will reimburse you the difference you paid in the prior 12 month period.
To determine the total value of our service we count the number of items we successfully deleted from your credit report and multiply that by $75 per item. This does not mean that we will charge $75 in addition to our regular fees. Rather, we use the value of $75 per deleted item to determine if we created spectacular value for you (or not.)
The warranty is perhaps best communicated by example:
Imagine that after 12 months we have deleted only 3 items from your credit reports. You started with 20 negative items, 17 of which remain. Your refund would be computed as follows:
Your cost for 12 months:$959.88 (12 months @ $79.99/ea) *First work fee is non-refundable
Value of services rendered:$225.00 (3 deletions @ $75.00/ea)
Amount you owe:$0
Amount you get back:$734.88
Now imagine that after 12 months we have successfully removed 19 of the 20 negative items on your credit reports. Your refund would be computed as follows:
Your cost for 12 months: $959.88 0 (12 months @ $79.99/ea) *First work fee is non-refundable
Value of services rendered:$1425.00 (19 deletions @ $75.00/ea)
Amount you owe:$0
Amount you get back:$0
While the example above shows results which are lower than our average participating client (i.e., average results yield much better dispute-to-deletion ratios) it is a good example of how the warranty works. Please note that when our results exceed the warranty amount (and your expectations), you will not owe more money. The warranty evaluation is intended to reassure you that Credit Unlimited has a stake in helping you achieve a high level of success.