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Last updated February 2006
© Credit Unlimited
Why we collect personal information
We collect personal information to enroll you in our service. The information we require is the absolute minimum necessary. Credit Unlimited uses your personal information to provide you with superior client services, and to communicate with you regarding your case. In addition, we use your personal information to keep you up to date on the latest service announcements, feature updates, special offers, and other information we think you would like to hear about. From time to time, we may also use your personal information in order to contact you regarding participation in a market research survey, so that we can gauge client satisfaction and improve our services further. Should you begin, but not complete, the sign up process, Credit Unlimited may use your personal information to contact you regarding your experience at the web site, and may talk to you about enrolling in our service.
How we collect personal information
We collect information about you: (i) that you submit during the sign up process for our service, and (ii) any time we enter information from your credit report into our database. The latter is necessary to make that information available to you via Dispute Valetåª. In addition, when you sign up for a new Credit Unlimited service, or ask to be included in an email mailing list, we collect and store the information you provide in a secure database.
To save you time and make our web services even easier to use, some areas of the Credit Unlimited web site allow you to create a "Client ID" using your personal information. The system saves your information and assigns you a unique Credit Unlimited Client ID. Next time you log into the client section of our web site you can simply enter your Client ID and password åÑ the system will automatically look up the information it needs.
When we disclose personal information
Credit Unlimited works with other companies that help us provide Credit Unlimited services to you, and we may provide your personal information to these companies. For example, should we need to forward written documents to you we give shipping companies this information so they can deliver more efficiently. The information they receive is for shipping and delivery purposes only, and we require that the companies safeguard your personal information in accordance with Credit Unlimited's policies.
How we protect your personal information
Credit Unlimited safeguards the security of the data you send us with physical, electronic, and managerial procedures. We urge you to take every precaution to protect your personal data when you are on the Internet. Change your passwords often, use a combination of letters and numbers, and make sure you use a secure browser.
The Credit Unlimited web site uses industry-standard Secure Sockets Layer (SSL) encryption on all web pages where personal information is required. To sign up for Credit Unlimited's service, or to log into the client section of the web site, you must use an SSL-enabled browser such as Netscape Navigator 3.0 or later, or Internet Explorer. This protects the confidentiality of your personal and credit card or checking account information while it is transmitted over the Internet.
Collecting other personal information
When you browse Credit Unlimited's web site, you are able to do so anonymously. Generally, we don't collect personal information when you browse åÑ not even your email address. Your browser, however, does automatically tell us the type of computer and operating system you are using.
In some of our email to you, we use a "click-through URL." When you click one of these URLs, you pass through our web server before arriving at the web site that is your destination. We track "click-throughs" to help us determine your interest in particular topics and measure the effectiveness of our customer communications.
We may use third-party advertising companies to serve ads on our behalf. These companies may employ cookies and action tags (also known as single pixel gifs or web beacons) to measure advertising effectiveness. Any information that these third parties collect via cookies and action tags is completely anonymous. If you would like more information about this practice and your choices, click here.
Our companywide commitment to privacy
To make sure your personal information remains confidential, we communicate these privacy guidelines to every Credit Unlimited employee and staff member.
Credit Unlimited does not knowingly solicit personal information from children or send them requests for personal information.
Credit Unlimited's web site may contain links to other sites. Credit Unlimited does not share your personal information with those web sites and is not responsible for their privacy practices. We encourage you to learn about the privacy policies of those companies.
If we are going to use your personal information differently from that stated at the time of collection, we will try to contact you via email using the most recent information we have. If you have not given us permission to communicate with you, you will not be contacted, nor will we use your personal information in a new manner.