What can be deleted from credit reports? Any item can be disputed that you feel is inaccurate, incomplete or unverifiable, including:
Late Payment
Collection
Charge Off
Bankruptcy
Judgment
Settlement
Repossession
Foreclosure

The Truth About Credit Bureaus

A credit bureau is any company that collects and distributes a consumer's personal financial information. This information is compiled to create a credit report.

Currently, there are three main credit bureaus: Equifax, Experian, and TransUnion.

Contrary to what many people believe, the big three credit bureaus are not official government agencies. Instead, they are simply for-profit corporations which aggregate and publish financial data and sell it to creditors, employers, insurance agents, and even back to you.

Unfortunately for you, creditors maximize their profits when they can charge higher interest rates to those with less-than-perfect credit reports. For that reason, the consumer credit world is gamed against you: Creditors aren't necessarily motivated to ensure the information in your credit reports is accurate. For this reason, credit repair can become a frustrating endeavor for the average consumer.

Credit Unlimited can help you fight to restore your credit

Studies have shown that a large majority of credit reports are problematic, but the credit bureaus are not obligated to investigate individual credit report items unless prompted to do so by consumers. Credit Unlimited makes this process easy.
More: Repairing your credit

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